Chief Analyst:
Oversees strategic planning and high-level credit analysis.
Pinoy Credit Score provides credit scores to help users get a comprehensive understanding of their credit status. By analyzing multiple credit factors, we provide an accurate credit score to help you better manage your personal and business finances.
ABOUT US
We are committed to helping customers make wise financial decisions, reduce credit risks and improve the security of financial transactions through accurate credit data and in-depth analysis.
Company Business
A company focused on credit assessment: These services are designed to help customers make informed financial decisions and optimize credit management
Credit Ratings
Provide credit ratings for businesses and individuals to help clients understand credit risk.
Credit Reports
Generate detailed credit reports covering credit history, financial status, and debt levels.
Risk Management Consulting
Offer risk management advice to help clients reduce credit risk.
Credit Monitoring
Real-time monitoring of credit changes, with timely notifications about shifts in credit status.
Post-Loan Management
Assist businesses with post-loan management to ensure debt repayment and credit maintenance.
We offer different types of credit report products to suit your needs
Our primary focus lies in crafting and delivering comprehensive credit reports for individuals and businesses. We provide detailed insights into credit histories, financial health, and risk assessments, covering personal loans, commercial loans for small and medium-sized enterprises, gold loans, vehicle financing, and more.
80%
Corporate
70%
Clients
75%
Outlets
90%
Employees
What differentiates us?
We have professional talents in various industries in the industry, and are composed of a group of experts with rich experience in credit assessment and finance. You can enjoy good service and trustworthy product experience here.
Risk Management Specialist:
Focuses on identifying and managing credit risks.
Data Analyst:
Utilizes advanced technology for precise data analysis.
Customer Service Manager:
Ensures effective client communication and support.
Frequently asked questions
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1. What is a credit report?
A credit report is a summary of your financial transactions submitted to the Credit Information Bureau, Inc. (CIBI). The CIBI has the authority to gather and collate these reports under Republic Act 9510. -
2. What information does a credit report contain?
A credit report includes your basic details like name, TIN, SSS or GSIS numbers, address, employer, and business. It also lists your loan agreements, utility subscriptions, and other obligations collected by the Credit Information Bureau, Inc. (CIBI). -
3. Can I check my credit report regularly?
Yes, you can regularly check your credit report to ensure the information is accurate. Regularly monitoring your credit report can also help you detect errors, identify potential fraud, and ensure that the information accurately reflects your credit activities. -
4. What impact does a credit report have on individuals?
Credit reports directly impact an individual's borrowing conditions, including loan amounts, interest rates, and more. Individuals with good credit reports typically find it easier to access loans and credit cards at lower interest rates. -
5. How can I improve my credit score in a credit report?
Methods to improve credit report scores include timely repayments, avoiding defaults, and using credit cards wisely. Actively managing personal financial situations can help enhance credit scores. -
6. What risks does a credit report leak pose to individuals?
The leakage of credit reports may lead to the misuse of personal information, potentially resulting in identity theft and other issues, posing risks to individual financial security.
